I disagree. That sounds like some secular progressive version of original sin. It's unjust to assign guilt to people for merely being born into a certain culture.
That's an interesting comparison to the doctrine of original sin. In some senses of the word, it is true, even though I don't believe in a literal Adam and Eve and a literal Garden of Eden. But the principle of "original sin" has some merit in a specific sense. You know the observation how that abusers beget abusers, that violence is passed down generationally? It has to do with environmental conditioning. It has to do with modeling behaviors. So in that sense, sin gets passed down. Not magically, but organically.
So now to systemic racism and it's participants. While I may not be an overt racist, the "home life", namely the culture that I grew up in, is constructed around systems of systemic racism. That is just simply a fact. Redlining, denying to votes to blacks, institutions of racism, etc., etc., etc., are all part of the world we were born into. We inherited that system. And growing up in that system, informs each and every single individual within them, influencing, on subtle, unspoken levels, "the way of the world". Which in terms of race relations, means blacks over here with their own culture and ways, and white over there with theirs, which includes major things like have dominant control of all controlling and governing institutions where laws are passed and monies are controlled.
Think of it no so much as you are a "sinner", a "bad person" and are therefore guilty of a crime you yourself never committed. That, I believe is a distorted idea of what the metaphor of "original sin" really is. Think of it like a frog in a pot of water. It's not aware of the temperature of the water, but its body is surely affected by it. Same thing with us and being in a pot of water called culture, and a culture whose institutions are too high in temperature. We don't know it, but the ones being affected by it directly, namely blacks and other minorities, do.
Am I personally guilty for this? No. That's why the idea of "original sin", sending me to hell for another dude's deeds, is unjust. But held a little more lightly and
metaphorically than that, it simply means we are all affected by "sin", that gets handed down to us by the systems that humans created. And if that system created is sinful, that will and does flow down to everyone in the system, both its victims and victors. We all own a piece of that.
Does this make better sense now?