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How much is Obama Care going to cost you?

blackout

Violet.
It seems like alot of money to me.

We probably would have lost my house this year
if we'd had to have paid those premiums.
 

blackout

Violet.
So if you have a Coronary Artery Bypass, it will still cost you 17,568 dollars for your procedure even though you have health insurance. Some hospitals would need that money up front.

For someone who does not even make that much in a year, they might as well owe the hospital a million.

It's a good thing they paid for insurance though. :facepalm:

What do you mean?

Why? is it not covered?

or you mean that's the co-pay?
oh yes I see. It's the co-pay.
yeah. lol. who the hell has 17k.

UV laughs all the way to the grave.....
 
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blackout

Violet.
Question.... do health insurance companies force you to have tests you don't want?

( I don't know because I don't have health insurance. )
 

Tanuki

Taking a hiatus
Can I ask why so many Americans are against socialised health care? We have it in the UK and the NHS is probably this country's greatest achievement! I've heard in the American media i.e. Fox news all sorts of scare stories about it, but it's all fallacy. You don't have people waiting months for surgeries, etc.

Also have you seen the movie, Sicko? Cuba has one of the best health care systems in the world - even better than the USA's and it's completely free! The same goes for Canada.
 

tumbleweed41

Resident Liberal Hippie
So if you have a Coronary Artery Bypass, it will still cost you 17,568 dollars for your procedure even though you have health insurance. Some hospitals would need that money up front.
For someone who does not even make that much in a year, they might as well owe the hospital a million.

It's a good thing they paid for insurance though. :facepalm:

Sounds like we need some health insurance reform.:eek:
 

Magic Man

Reaper of Conversation
When not a single Republican voted for the Health Care Bill, the Democrats have to take ownership of their health care bill.

You can keep saying it and ignoring the response every time this nonsense is refuted, but it's still going to be nonsense.

I find it funny how you ignore the fact that the Democrats could have passed anything THEY WANTED.

Who's ignoring that? Of course they could have, and yet they tried to make it as bipartisan as possible. That's why they included republican ideas like mandatory health insurance. I find it funny that you ignore the fact that the bill was so watered down because it was an attempt to satisfy the republicans, too.

The reason why the health care bill sucks is because the Democrats could agree on very little.

That's a small part of it, too. However, the main reason is because the republicans refused anything the democrats proposed, not so that they could offer an alternative, just to oppose anything the democrats did.

The bottom line, Rick, is that the crappiness of this bill is more on the republicans than on the democrats, even though the democrats are partly to blame. You can acknowledge that or not, but either way, it's still the truth.
 

rafi

Rafi
Can I ask why so many Americans are against socialised health care? We have it in the UK and the NHS is probably this country's greatest achievement! I've heard in the American media i.e. Fox news all sorts of scare stories about it, but it's all fallacy. You don't have people waiting months for surgeries, etc.

Also have you seen the movie, Sicko? Cuba has one of the best health care systems in the world - even better than the USA's and it's completely free! The same goes for Canada.
Because our country is so bogged down with ridiculous partisan politics right now, and the Republican Party refuses to listen to anything any Democrat has to say. Also, the Democratic Party isn't behind the idea of socialized medicine because Fox News, with their hilariously biased stories, has made the word "socialism" an insult here. It's sad and I wish we were as evolved as your country seems to be on the medical front.
 

rafi

Rafi
You act like I threw the first stone. It is wrong to know what someones political stance is, but making a statement about someone who actually buys insurance for others has no clue is OK right? Have a nice day rafi
I have no idea what you were trying to convey with that second sentence, but the first is just more of the same. No one is "throwing the first stone." This is supposed to be a place for civilized and productive debate and when you make accusations (i.e. throwing stones) or say "more attacks from the left" you are disrupting that.
 

enchanted_one1975

Resident Lycanthrope
Can I ask why so many Americans are against socialised health care? We have it in the UK and the NHS is probably this country's greatest achievement! I've heard in the American media i.e. Fox news all sorts of scare stories about it, but it's all fallacy. You don't have people waiting months for surgeries, etc.

Also have you seen the movie, Sicko? Cuba has one of the best health care systems in the world - even better than the USA's and it's completely free! The same goes for Canada.
Our "new" healthcare bill is not Socialized medicine. It is the forcing of most of the population to buy an insurance policy from a private carrier. The government then tries to tell the private carriers how to run their business. This spells disaster no matter what angle you are looking from.
 

Shadow Wolf

Certified People sTabber
Actually, it won't be costing me anything extra, and I'll qualify for medicaid in four years. Now in about 8 to 10 years after I graduate and have a good paying job, then I am not going to mind knowing that my tax dollars are going to go to help those who are in a similiar situation that I am in now, financially poor, no health insurance to a poor excuse of insurance ($106 dollars just to have my stitches taken out, and to given a glorified piece of play-doh, none of which insurance covered.), and conditions that need to be treated.
But for now, I am not going to be taxed anything extra for the health care bill.
 

Mr Cheese

Well-Known Member
Can I ask why so many Americans are against socialised health care? We have it in the UK and the NHS is probably this country's greatest achievement! I've heard in the American media i.e. Fox news all sorts of scare stories about it, but it's all fallacy. You don't have people waiting months for surgeries, etc.

Also have you seen the movie, Sicko? Cuba has one of the best health care systems in the world - even better than the USA's and it's completely free! The same goes for Canada.

Ever seen the Sopranos?

Healthcare in USA is worse than the mafia arguably....in that the insurance companies change the rules on things on a daily basis....legally (thanks George Bush)...........my girl friend's in healthcare....so I get to hear all the best stories


I think americans are under the assumption, that if they pay lots of money for things they are gettign good value.....

healthcare over here is hilarious, hospital advertise like vacation resorts, on public transportation and on TV..... "Come to mercy hospital...and DIE" :areyoucra

Its very different to NHS care....I dont think I ever saw one billboard demanding you come get cut up and have a heart transplant at our hospital once, in over 20 years of living in the UK.....

The fears are the usual garbage... americans dont like to actually "share" resources, they'd much rather "I'm ok jack"..being scottish I can assume you know about hidign the purse strings in your sporren...:p

I like america, dont get me wrong.....but it is a right wing capitalist society. Add to that, the fact that the great unwashed of this nation number millions and millions...of poor dumb fat uneducated people...and its a recipee for distater

I mean millions here believe that the earth is only 6000 yrs old or similiar uneducated literalistic snake handling insanity....

Currently we have the moronic tea bagger movement, that want the tax laws condensed to 700 words or whatever the exact word number of words on the declaration of independance is....

to conclude: why are americans against socialised health care? They are stoooopid
 

Sententia

Well-Known Member
Why would I be ignorant of this fact? My son pays more than this for his policy.

I own a company and provide insurance for my employees. No, I've never been insurance shopping before. :facepalm:

More attacks from the left........

Let's get serious folks, I just though people who do not currently have insurance might just want to have a clue what their mandatory medical insurance is going to cost them.

This health care bill is amazing. It enriches medical insurance corporations while mandating that the American people take responsibility for their own health insurance or pay a fine.

Most responsible people might just want to know what their obligation was going to be. I know, that is years down the road from now. Most folks are only worried about things in the near future.

As a quick aside I want to just highlight the 'Exclusive' response. More attacks from the left. Rick has already categorized me and excluded me into a group and put himself into his own group as a general part of his reply. This tells us about the mindset he is arguing from.

To address your response Rick I'm glad you have some experience shopping for health insurance. I have never had such an experience. I take whatever work gives me. For research purposes I have gone online and made some phone calls but for a family plan it would far exceed my budget which to me is kind of ludicrous. So your option if work doesn't provide you insurance is usually to carry no insurance and pay out of pocket. (An illogical prospect given the premise) Or get treated and get a payment plan if possible or wait until you get sued. And thats pretty much best case scenario... What else could happen?

  • You could put off going to a hospital or seeing a doctor until its too late.
  • You have a condition they won't or can't treat in the ER and no doctor will agree to see you.
  • The ER does treat the immediate problem but then sends you home with the underlying cause not addressed and a giant bill.
  • Myriad of other issues...

According to such controversial sources as the journal Health Affairs, over HALF of all bankruptcies are due to medical expenses. When I was little my mom only had experiences shopping for free health clinics and charities and begging from state programs to try and save me because I had cancer and her job didn't grant health insurance. Fortunately a charity took care of me because without their help with everything I wouldn't be here. My siblings still can't afford health insurance. (Maybe I should talk them into moving to Massachusetts)

The point I am making is we have a problem. This problem will cost money and the people being helped don't have the funds to do it themselves. Sure its going to cost money and as an american I would expect to pay for other americans in need. I pay for the military, schools, highways and every other thing they spend our tax dollars on. I think we have a duty to help them do we not?

Now if we need more money maybe we could start cutting some of the spending. Lets halve the military budget, end the drug war, the iraq war, the afghanistan war, the secret pakistan war and lets not spend $6 billion we don't have for NASA's budget to colonize mars. Lets concentrate on reducing the debt. Lets split up these banks and pass real financial reform and real wall street reform.

That should free up some bucks to address real problems. Ultimately I think we would agree we have to fix the problem and the health care bill we got definitely doesn't do enough but it is at a minimum a start.

One argument I have always made is medical insurance companies are a for profit agency. Their money is made by charging X and paying out less then X. Due to greed they often push the envelope by denying certain claims and changing rules so they make the maximum amount of money. They run it like a business because it is a business... But should it be?

I don't think everything should be for profit and if its going to be in the interest of an open market then they need to play by rules so everyone can both afford and get the care they need. If they want to make more money they should innovate so there is less paperwork and process and not make more by deciding who should get care and who shouldn't.

But if the health care system is inherently profitable and it makes money why not make it as a completely government run business that runs like a government agency instead of like a private corporation. Instead of handing out 100 million dollar bonuses they could instead reinvest in the system, pay off debts and hand out grants for innovation and medical research. Seems to make sense on many levels. The idea that we are going to have 100s of health insurance companies that all compete with each other keeping them honest and their costs under control is just not what we see today.
 
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Sententia

Well-Known Member
Do you not understand that just because health insurance is mandatory does not mean that you can magically afford it?

The health care system in Massachusetts seems very complicated to me. There are people who do not make enough and based on a sliding scale and other eligibility requirements and who meet certain income criteria are actually eligible for free health care. Whether or not my siblings would qualify I would have no idea. I am not from Mass.

I'm not for mandatory policies people can't afford but we could do a public option and it could be paid for with our taxes and perhaps our taxes would have to go up... But I would prefer to cut spending as I mentioned.

I did not mean to imply Mass was a paradise of health care just the implication that it might be a better bet for them and I should look into it.
 

Kathryn

It was on fire when I laid down on it.
Ever seen the Sopranos?

Healthcare in USA is worse than the mafia arguably....in that the insurance companies change the rules on things on a daily basis....legally (thanks George Bush)...........my girl friend's in healthcare....so I get to hear all the best stories


I think americans are under the assumption, that if they pay lots of money for things they are gettign good value.....

healthcare over here is hilarious, hospital advertise like vacation resorts, on public transportation and on TV..... "Come to mercy hospital...and DIE" :areyoucra

Its very different to NHS care....I dont think I ever saw one billboard demanding you come get cut up and have a heart transplant at our hospital once, in over 20 years of living in the UK.....

The fears are the usual garbage... americans dont like to actually "share" resources, they'd much rather "I'm ok jack"..being scottish I can assume you know about hidign the purse strings in your sporren...:p

I like america, dont get me wrong.....but it is a right wing capitalist society. Add to that, the fact that the great unwashed of this nation number millions and millions...of poor dumb fat uneducated people...and its a recipee for distater

I mean millions here believe that the earth is only 6000 yrs old or similiar uneducated literalistic snake handling insanity....

Currently we have the moronic tea bagger movement, that want the tax laws condensed to 700 words or whatever the exact word number of words on the declaration of independance is....

to conclude: why are americans against socialised health care? They are stoooopid

After suffering through the reading of this post, I find the last line to be very ironic.
 

Reverend Rick

Frubal Whore
Premium Member
The bottom line, Rick, is that the crappiness of this bill is more on the republicans than on the democrats, even though the democrats are partly to blame. You can acknowledge that or not, but either way, it's still the truth.

That makes sense to you? :rolleyes:

Yeah, we made a crappy bill to apease people that did not vote our way, nor did we need their votes to accomplish anything.
 

Mr Cheese

Well-Known Member
After suffering through the reading of this post, I find the last line to be very ironic.

you dont agree huh?

Or was it the fact I used the word "stoooooooooooopid":facepalm:

Your household income is well above poverty level....
I really don't see that you have a leg to stand on...but there each to their own
 
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