I try to avoid going to the town where I live (outside city limits).
The traffic laws differ from the rest of the state, & traffic tickets
are a big revenue source.
Aha! I can't remember how many years ago a congestion charge was applied to central London roads (during the day from pre-rush-hour to post-rush-hour), probably 20 years ago, but I never drove a vehicle into London in day-time again. Mororcycles could go in at any time.
And then the anti-emmisions Bye-law was introduced, and the Thames Crossing tunnel-bridge toll-booths were scrapped and payment to cross had to be transacted by bloody IT.
And so, as these and many other rules and laws have pushed London firmly into the Auto-Number-Plate-Recognition and IT payment systems, so yours truly has retreated down the coast into the provinces.
I retreat from IT systems, online payments, card systems, and neither self nor wife have a direct debit payment other than the hounds' medi-care insurance.
But for my wish to drive my wife to/from shopping and work etc I wouldn't even bother to keep a car on the road.
It's called 'tactical withdrawal' if you're a toughie, and 'running away' if you're a softie.