If your health insurance did not cover contraception, would you still have access to birth control?

[Reverend Rick]

The whole concept of insurance is to pay for things you would not be able to provide yourself at a moments notice.

Your house burns down or your roof blows away not replace a window or a shingle or two.

You total your car, not a small scratch.

You need an operation that you cannot afford. Honestly, I have never heard of anyone losing their home because they have to go to the dentist.

Yes, the least among us cannot sustain themselves when they get the smallest expense, but providing a millionaire with dental insurance is crazy.

This should not be a one size fits all society. We should insure no one is left behind or slip through the cracks, but we should not provide everything for everyone nor should we require them to pay an insurance company to cover our every need.

It is wasteful and expensive. It would be different if we where not borrowing a trillion dollars every year. Basically our children and grandchildren will be paying interest on our teeth cleanings.

Is that fair to them? If we want these all inclusive plans, we should pay for them not borrow more money.

 

[Falvlun]

I don't want to pay for some old farts Viagra either.

What this country needs is catastrophic health care coverage with a substantial deductible. We need to take responsibility for the small stuff we can afford and get help for the things we cannot afford.

I think your position suffers from the same thing in this thread and the one on green energy. Your position that insurance shouldn't be covering preventative care (and that government shouldn't be subsidizing things) is suspect when you only seem to point it out in regards to other things conservatives historically don't like, like green energy and birth control methods.

I mean, I didn't see you making a thread about how you don't want Viagra to be covered. If it's that important to you, then why didn't you? I also didn't see you make a general thread about how insurance should only be for catastrophic health care. You specifically made the thread about how birth control shouldn't be covered. This indicates to me that, while you may have a problem with the system as a whole, you also seem to specifically have a problem with insurances covering birth control.

 

[9-10ths_Penguin]

The whole concept of insurance is to pay for things you would not be able to provide yourself at a moments notice.

Your house burns down or your roof blows away not replace a window or a shingle or two.

You total your car, not a small scratch.

You need an operation that you cannot afford. Honestly, I have never heard of anyone losing their home because they have to go to the dentist.

Yes, the least among us cannot sustain themselves when they get the smallest expense, but providing a millionaire with dental insurance is crazy.

No crazier than providing him with paved roads or garbage pickup, IMO.

It sounds like your main issue is semantic: if you don't like the word "insurance" to be applied here, then use something else... "health care plan", for instance.

This should not be a one size fits all society. We should insure no one is left behind or slip through the cracks, but we should not provide everything for everyone nor should we require them to pay an insurance company to cover our every need.

It is wasteful and expensive. It would be different if we where not borrowing a trillion dollars every year. Basically our children and grandchildren will be paying interest on our teeth cleanings.

Is that fair to them? If we want these all inclusive plans, we should pay for them not borrow more money.

Wait - so are you talking about public health insurance or private health insurance now? It's not clear which you're talking about.

 

[Songbird]

The whole concept of insurance is to pay for things you would not be able to provide yourself at a moments notice.

Your house burns down or your roof blows away not replace a window or a shingle or two.

You total your car, not a small scratch.

You need an operation that you cannot afford. Honestly, I have never heard of anyone losing their home because they have to go to the dentist.

Yes, the least among us cannot sustain themselves when they get the smallest expense, but providing a millionaire with dental insurance is crazy.

This should not be a one size fits all society. We should insure no one is left behind or slip through the cracks, but we should not provide everything for everyone nor should we require them to pay an insurance company to cover our every need.

It is wasteful and expensive. It would be different if we where not borrowing a trillion dollars every year. Basically our children and grandchildren will be paying interest on our teeth cleanings.

Is that fair to them? If we want these all inclusive plans, we should pay for them not borrow more money.

I agree with that. But why'd you focus on just contraception in your OP?

 

[Kilgore Trout]

I posit that every unplanned pregnancy prevented probably pays for tens of thousands of prophylactics.

Bonus points for positively plentiful alliteration.

 

[dust1n]

I don't see why you have such a problem with this. I mean, every group health insurance plan I've had (and I'm talking about supplementary coverage, not our public health plan) has covered massage. If I feel kinda sore after working out - something I do entirely recreationally - I can get a massage for free. Heck - I can get a free massage for no particular reason at all.

In my experience, health insurance covers all sorts of things that aren't unplanned emergencies. Don't they have coverage like this in the States?

:foot: I wish I could get a free massage.

 

[dust1n]

The whole concept of insurance?

Is it? I'm pretty sure you could take out an insurance policy for just about anything for the right price.

 

[9-10ths_Penguin]

:foot: I wish I could get a free massage.

I barely use that benefit, myself. I've only ever had one professional massage in my life.

 

[Drolefille]

Insurance should be for an unplanned event. I don't go to my car insurance provider for money to buy oil changes or gasoline.

Birth control is for recreational sex. Should the health insurance plan pay for your dinner and movie too?

Birth control is not just for recreational sex.
First off, when is sex not recreational?
Secondly, hormonal birth control also manages a woman's cycle to improve her health (reduce risks of cancer, increase ability to get pregnant later) and aids in medical conditions such as endometriosis, among other things. Do you have any idea how much it costs to handle having periods every month? Have you looked at the cost of tampons and pads lately? Not to mention new underwear because the old stuff is 'period' underwear. And we should have to pay for birth control on top of that EVEN though it's cheaper to pay for HBC than to pay for a birth or abortion?

Best abortion preventative - provide easy access to birth control. Why are all the pro-life people against birth control too?

I think your position suffers from the same thing in this thread and the one on green energy. Your position that insurance shouldn't be covering preventative care (and that government shouldn't be subsidizing things) is suspect when you only seem to point it out in regards to other things conservatives historically don't like, like green energy and birth control methods.

Yep. This is what I thought. Ok if you're against preventative insurance in general, fine for you I guess, but instead it's "Birth control is for 'recreational' sex."

 

[Reverend Rick]

No crazier than providing him with paved roads or garbage pickup, IMO.

I pay for my own garbage pick up.

It sounds like your main issue is semantic: if you don't like the word "insurance" to be applied here, then use something else... "health care plan", for instance.

You make a good point. Insurance is a poor word choice, to insure to me means to insure if something unforeseen happens where the word plan is more appropriate.

Wait - so are you talking about public health insurance or private health insurance now? It's not clear which you're talking about.

I'm not sure any more. The lines will not be so clear once we have our mandate or not.

 

[Reverend Rick]

I agree with that. But why'd you focus on just contraception in your OP?

Because my OP is not perfect I guess. :sorry1:

 

[9-10ths_Penguin]

You make a good point. Insurance is a poor word choice, to insure to me means to insure if something unforeseen happens where the word plan is more appropriate.

If we want to be completely anal, "health insurance" is the wrong term, too.

Insurance is where you get paid if the bad thing you're insure against happens... like fire insurance: if you have a fire, your policy pays out.

The term for a plan where you get paid if something good doesn't continue to happen is assurance. We use the terms "health insurance" and "life insurance", but we should really be calling them "health assurance" and "life assurance" (or "sickness insurance" and "death insurance").

IOW, you're complaining about a term being used incorrectly while you're using it incorrectly, too.

... but don't feel bad. I know most people do it.

 

[Reverend Rick]

If we want to be completely anal, "health insurance" is the wrong term, too.

Insurance is where you get paid if the bad thing you're insure against happens... like fire insurance: if you have a fire, your policy pays out.

The term for a plan where you get paid if something good doesn't continue to happen is assurance. We use the terms "health insurance" and "life insurance", but we should really be calling them "health assurance" and "life assurance" (or "sickness insurance" and "death insurance").

IOW, you're complaining about a term being used incorrectly while you're using it incorrectly, too.

... but don't feel bad. I know most people do it.

Your on a roll.

 

[Songbird]

Because my OP is not perfect I guess. :sorry1:

Aw. Well, I have to withdraw regardless, because I'm just simply not informed enough about insurance costs and effects. I realized as I was commenting that I didn't know what I was talking about. Ah well.

 

[9-10ths_Penguin]

Aw. Well, I have to withdraw regardless, because I'm just simply not informed enough about insurance costs and effects. I realized as I was commenting that I didn't know what I was talking about. Ah well.

If people felt that they had to be informed about something before giving their opinion on it, the internet would be a much quieter place.

... either that or the void would be filled with even more porn and lolcats.

 

[Songbird]

If people felt that they had to be informed about something before giving their opinion on it, the internet would be a much quieter place.

... either that or the void would be filled with even more porn and lolcats.

I have a confession: I rarely know what I'm talking about when I offer my two cents.

Youz haz cheezburger for me?

 

[Reverend Rick]

Birth control is not just for recreational sex.
First off, when is sex not recreational?

When it is not done right?

Secondly, hormonal birth control also manages a woman's cycle to improve her health (reduce risks of cancer, increase ability to get pregnant later) and aids in medical conditions such as endometriosis, among other things. Do you have any idea how much it costs to handle having periods every month?

Yes I do. I have a wife and daughter I provide for.

Have you looked at the cost of tampons and pads lately? Not to mention new underwear because the old stuff is 'period' underwear.

Perhaps the government should provide me with toilet paper because it would keep my undies cleaner too. :help:

And we should have to pay for birth control on top of that EVEN though it's cheaper to pay for HBC than to pay for a birth or abortion?

Birth control is an option, not a requirement.

Best abortion preventative - provide easy access to birth control. Why are all the pro-life people against birth control too?

I'm not against birth control, I'm against you wanting to have others provide it to you like it is an entitlement.

In case you have not noticed, birth control IS accessible. This is the whole point of the thread. Just because someone does not provide it to you for free does not mean you are unable to go out and buy it yourself.

I guess it boils down to if your responsible for yourself or not.

Yep. This is what I thought. Ok if you're against preventative insurance in general, fine for you I guess, but instead it's "Birth control is for 'recreational' sex."

Why else would you be having sex if you did not want a child except for recreation?

Lets say instead of me wanting to have sex this Saturday, I want to play golf instead, should the government pay my greens fees? Think about it, if I am playing golf, I will not be causing women to get abortions. See how dumb that line of thinking is?

The other issue I have is your assumption that a woman will abort her child if she gets pregnant.

 

[freethinker44]

What would stop you from purchasing birth control on your own? Why should this be provided to you?

How is this different than the government providing you a phone or computer?

Some people need birth control for actual medical reasons which have nothing to do with having children or not. For example, my aunt can't have children, but she still has to take the shot. I don't know what she has but I know that she has to have the birth control shot for it. And for the longest time, my wife had to take birth control pills just to regulate her menstrual cycle. If not, she would have had to get a historectomy, but since we wanted to have kids we had to use birth control. Ironic right? On a related note, we had to use planned parenthood for birth control because we were too poor to buy it, and our insurance would cover a historectomy but not birth control so if not for them, my kids wouldn't have been born.

 

[dust1n]

I barely use that benefit, myself. I've only ever had one professional massage in my life.

Noble. I'm sure I'd manage to make my way to that clinic multiple times a week. Well, I might get bored of it. That's just mind blowing to me though. Cheapest hour massage in town is fifty bucks. And don't even ask me about trying to go to the chiropractors to have my spine adjusted!

 

[dust1n]

Some people need birth control for actual medical reasons which have nothing to do with having children or not. For example, my aunt can't have children, but she still has to take the shot. I don't know what she has but I know that she has to have the birth control shot for it. And for the longest time, my wife had to take birth control pills just to regulate her menstrual cycle. If not, she would have had to get a historectomy, but since we wanted to have kids we had to use birth control. Ironic right? On a related note, we had to use planned parenthood for birth control because we were too poor to buy it, and our insurance would cover a historectomy but not birth control so if not for them, my kids wouldn't have been born.

I imagine this happens more often than talked about, but I have a couple of ex-girlfriends who were on birth control before being sexually active at all, and it was, in general, used to control irregular menstrual cycles and hormonal releases, etc.