I’m officially a senior citizen and on a fixed income. I get my first Social Security retirement payment on Feb. 17. I got my letter today. Because I’m 63 I lose some $$ monthly, rather than waiting until 66 1/2, the full retirement age for the full amount. But after 40 years in IT and corporate games, the last 23 in a job that was yanked out from under me, and the job market what it is, it was time to make it official.