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British people guess how much US healthcare costs.

You need to brush up on NI if you are going to make sweeping statements about it,

Sure its not all going to the NHS but it is 12% of earnings.

Check the uk government website if you dont believe me

I don't believe you because you are objectively wrong.

As I said, it's a lot less than 12% of earnings due to lower and upper thresholds. About 7% on 30k a year and 8.5% on 60k

As i stated in a previous post, thanks

Then why complain about 'sweeping statements' and 'needing to brush up on your NI' when you know the points were correct? :shrug:
 

ChristineM

"Be strong", I whispered to my coffee.
Premium Member
I don't believe you because you are objectively wrong.

As I said, it's a lot less than 12% of earnings due to lower and upper thresholds. About 7% on 30k a year and 8.5% on 60k



Then why complain about 'sweeping statements' and 'needing to brush up on your NI' when you know the points were correct? :shrug:


As i stated previously, there was no need you to tell me what i had already said?
 
As i stated previously, there was no need you to tell me what i had already said?

You said "Brits pay for their healthcare. 12% of earning every week, every month, every year throughout your life whether you are ill or not... Does that add up to more than you pay?"

Was just pointing out to anyone interested that this is completely wrong, and has no value for working out relative healthcare costs.

80-90% of NHS budget comes from general taxation as NI is not a 'healthcare tax' and, anyway, NI is significantly less than 12% of earnings.
 

Subduction Zone

Veteran Member
Brits pay for their healthcare. 12% of earning every week, every month, every year throughout your life whether you are ill or not.

For that healthcare is guaranteed if you dont mind waiting, often months or more for your intervention.

Does that add up to more than you pay?
According to this site your costs are less than half of ours. We may get to see a doctor more quickly, but we clearly pay for it:

How does health spending in the U.S. compare to other countries? - Peterson-Kaiser Health System Tracker
 

ChristineM

"Be strong", I whispered to my coffee.
Premium Member
You said "Brits pay for their healthcare. 12% of earning every week, every month, every year throughout your life whether you are ill or not... Does that add up to more than you pay?"

Was just pointing out to anyone interested that this is completely wrong, and has no value for working out relative healthcare costs.

80-90% of NHS budget comes from general taxation as NI is not a 'healthcare tax' and, anyway, NI is significantly less than 12% of earnings.

People pay tax

With NI and tax it is closer to 10%, my bad
 

ChristineM

"Be strong", I whispered to my coffee.
Premium Member
Sorry, I was late to the conversation and saw that this point had been made several times. Sadly we are getting screwed here. We pay over twice as much and clearly are not getting the same value in services.


I dont know about that, the NHS is a failing entity with profitable services being sold off to private enterprise, the rest is underfunded and staff leaving in droves. I hate to see it happening but unless conservative power(no pun) is removed from government this election i dont see it getting better.
 

Subduction Zone

Veteran Member
I dont know about that, the NHS is a failing entity with profitable services being sold off to private enterprise, the rest is underfunded and staff leaving in droves. I hate to see it happening but unless conservative power(no pun) is removed from government this election i dont see it getting better.
Sad to see that Trump junior (Boris) and his ilk are ruining your country as well. Here the conservatives used to be fiscally conservative, they were probably that way in Britain once upon a time too. Not anymore, not anymore:(
 

ChristineM

"Be strong", I whispered to my coffee.
Premium Member
No you are not. Nobody pays 12% of their earnings in National Insurance.

I shall repeat because you seem to have cherry picked a bit and ignored the facts

The government website states

Your pay Class 1 National Insurance rate
£166 to £962 a week (£719 to £4,167 a month) 12%
Over £962 a week (£4,167 a month) 2%


There are exceptions, which i also mentioned in a previous post
 

Cooky

Veteran Member
I probably pay about 0.5% of my earnings on healthcare. I went yesterday for an eye exam, and walked out paying $0.00. :)

Even my copay was covered by my insurance through my benny card.
 

ChristineM

"Be strong", I whispered to my coffee.
Premium Member
I probably pay about 0.5% of my earnings on healthcare. I went yesterday for an eye exam, and walked out paying $0.00. :)

Even my copay was covered by my insurance through my benny card.

Thank goodness for that, are your eyes A ok? No lasting effect?
 

Cooky

Veteran Member
Thank goodness for that, are your eyes A ok? No lasting effect?

Turned out to be an "eye migraine". He did a very thorough checkup, using special yellow eyedrops and some microscopes with different colored lights. Thank goodness. :)
 

HonestJoe

Well-Known Member
I shall repeat because you seem to have cherry picked a bit and ignored the facts
I’m really not sure whether you’re not understand what you’re quoting or you're just trolling now.

Again, if I earn £500 pw, I only pay 12% on £344 which is around £40. £40 is only 8% of £500 so how can you say I’m paying 12% of my earnings in NI? It isn’t true of me and it isn’t true of anyone else.
 

ChristineM

"Be strong", I whispered to my coffee.
Premium Member
I’m really not sure whether you’re not understand what you’re quoting or you're just trolling now.

Again, if I earn £500 pw, I only pay 12% on £344 which is around £40. £40 is only 8% of £500 so how can you say I’m paying 12% of my earnings in NI? It isn’t true of me and it isn’t true of anyone else.


Yes, you pay tax also.

Further working i have adjusted my figure down to around 10% of income goes on healthcare?
 

ChristineM

"Be strong", I whispered to my coffee.
Premium Member
Still have to factor in £2500 per capita for all the kids, the unemployed, pensioners and generic non-taxpayers though which makes it get very tricky :grimacing:

Agreed. Difficult but a rough guide. Children will become working adults and pay their share then, pensioners have paid theirs (but still pay tax on their pension)
 
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