New Marshmallow test?

[Mock Turtle]

What would you do if you found £193,000 in your account? | Patrick Collinson

 

[Heyo]

The most probable source of such a transfer is money laundering. The owner of that money may contact you and ask you to transfer it further (minus a generous share for you). S/he may also ask you to do it again if you comply. An easy way to make money on the side - and also illegal.

 

[Stanyon]

Voted notify bank immediately and find out what transpired, only after a confirmation that the money is actually mine and not an error would I do anything with it.

 

[SalixIncendium]

What would you do if you found £193,000 in your account? | Patrick Collinson

I'd wonder why my bank started using British currency.

 

[SalixIncendium]

Seriously though, I wish you had allowed multiple choices, as I would choose three of them. I would, in this order...

1. Notify the bank of the mistake immediately.
2. Wait to see what transpires.
3. Donate all of the funds to charities (if they turned out to remain mine).

 

[Revoltingest]

Voted notify bank immediately and find out what transpired, only after a confirmation that the money is actually mine and not an error would I do anything with it.

There we go again....sharing one brain.
I like my bank, & wouldn't want an error to go uncorrected.

 

[Shadow Wolf]

Considering I'd need money more than the bank, I'd wait and see what happens. Wouldn't spend a dime of it for awhile, but if nothing happened after a few months then I'd use it.

 

[Heyo]

Considering I'd need money more than the bank, I'd wait and see what happens. Wouldn't spend a dime of it for awhile, but if nothing happened after a few months then I'd use it.

Wise decision. There is a period in which the sender can demand his money back (which may differ from country to country). Find out what that period is before you start spending.

 

[Mock Turtle]

Seriously though, I wish you had allowed multiple choices, as I would choose three of them. I would, in this order...

1. Notify the bank of the mistake immediately.
2. Wait to see what transpires.
3. Donate all of the funds to charities (if they turned out to remain mine).

Wish granted - sorry for inconvenience.

 

[Mock Turtle]

The most probable source of such a transfer is money laundering. The owner of that money may contact you and ask you to transfer it further (minus a generous share for you). S/he may also ask you to do it again if you comply. An easy way to make money on the side - and also illegal.

Could be bad money (even worse than money laundering) - such that bad men might quickly follow.

 

[Saint Frankenstein]

Take it out of the bank and keep it since I really need it. My bank account is over $200 in a hole as it is.

 

[Skwim]

I'd immediately withdraw it and deposit it in another bank under another name.

.

 

[Shadow Wolf]

I'd immediately withdraw it and deposit it in another bank under another name.

.

You do realize you'll have to pay it all back once they notice the error, don't you?

 

[Mock Turtle]

You do realize you'll have to pay it all back once they notice the error, don't you?

A minor point.

 

[Mock Turtle]

There we go again....sharing one brain.
I like my bank, & wouldn't want an error to go uncorrected.

Extra Brownie points for being so honest - and perhaps a little something from the owner of the money?

 

[Jayhawker Soule]

There we go again....sharing one brain.

Just a quick mathematics question: if two people share one brain would that not suggest that each individual is, effectively, a half wit?

... just kidding.

 

[Revoltingest]

Extra Brownie points for being so honest - and perhaps a little something from the owner of the money?

A point to quibble over....
It's about honor rather than honesty.
When avoiding being defrauded, I don't owe honesty.
But others get my fiduciary responsibility.

 

[Revoltingest]

Just a quick mathematics question: if two people share one brain would that not suggest that each individual is, effectively, a half wit?

... just kidding.

Mmmfff....whuh?
I prefer to think of an analogy...
It's like time slicing in computer processing, ie,
each user has full access to the resources,
just not continuously.