Green Gaia
Veteran Member
Sir Monks said:I know what some of the benefits are, but what does marriage protect you from? If you know please post
Currently in the United States, same-sex couples in long-term, committed relationships pay higher taxes and are denied basic protections and rights granted to married couples. Among them:
Hospital visitation. Married couples have the automatic right to visit each other in the hospital and make medical decisions. Same-sex couples can be denied the right to visit a sick or injured loved one in the hospital.
Social Security benefits. Married people receive Social Security payments upon the death of a spouse. Despite paying payroll taxes, gay and lesbian workers receive no Social Security survivor benefits resulting in an average annual income loss of $5,528 upon the death of a partner.
Health insurance. Many public and private employers provide medical coverage to the spouses of their employees, but most employers do not provide coverage to the life partners of gay and lesbian employees. Gay employees who do receive health coverage for their partners must pay federal income taxes on the value of the insurance.
Estate taxes. A married person automatically inherits all the property of his or her deceased spouse without paying estate taxes. A gay or lesbian taxpayer is forced to pay estate taxes on property inherited from a deceased partner.
Retirement savings. While a married person can roll a deceased spouses 401(k) funds into an IRA without paying taxes, a gay or lesbian American who inherits a 401(k) can end up paying up to 70 percent of it in taxes and penalties.
Family leave. Married workers are legally entitled to unpaid leave from their jobs to care for an ill spouse. Gay and lesbian workers are not entitled to family leave to care for their partners.
Immigration rights. Bi-national families are commonly broken up or forced to leave the country to stay together. The reason: U.S. immigration law does not permit American citizens to petition for their same-sex partners to immigrate.
Nursing homes. Married couples have a legal right to live together in nursing homes. Because they are not legal spouses, elderly gay or lesbian couples do not have the right to spend their last days living together in nursing homes.
Home protection. Laws protect married seniors from being forced to sell their homes to pay high nursing home bills; gay and lesbian seniors have no such protection.
Pensions. After the death of a worker, most pension plans pay survivor benefits only to a legal spouse of the participant. Gay and lesbian partners are excluded from such pension benefits.