For a time, I went without insurance, as I figured that I'm so rarely sick, it would be cheaper to pay out of pocket the few times I actually I need to go than it would be to pay for insurance month after month. But now, I'm thinking it's better to have it, just in case.
Yes, it might be better but you might watch that video. With or without insurance, if you get a serious illness it will hurt either way. I keep telling people that I know who are not as rich as I am, "it is better to be poor in the USA or very, very rich than it is to be average here." I am average and I worry about getting any treatment that isn't absolutely necessary and how does a person know when it becomes that bad?* We don't!
I was very lucky fifteen years ago when I felt a lump on my breast. The care I received was excellent even though at that time we were poor enough to get it for free.** But, that is the major problem in the USA. A person who is less than average gets a free ride and a person who is dirty rich has enough money for anything and so all the weight of the system falls on the middle class and they must suffer the mental pain of uncertainty and worry about never needing care which worry just causes illness imo.
*And for the most part, I have observed that the care is nothing special (except for my experiences with critical needs like cancer and a broken ankle). For instance, a regular checkup never comes with an allover skin examine as it never happened to me and I ask everyone when the subject comes up and I have not heard that anyone has ever got it). In this country, we have to be our own clinicians.
**My sometimes very good experiences with the system have just added to my belief in God and in angels.