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  #81  
Old 03-18-2008, 12:29 PM
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Quote:
Originally Posted by Mister_T View Post
Stop whining North Americans: You can easily move to India and live a better life.
Just like your job did...
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  #82  
Old 03-18-2008, 12:35 PM
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Getting out of a bad situation takes hard work and planning for the future. Anyone want to argue with that? If you don't pay yourself first and save, you are doomed.
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  #83  
Old 03-18-2008, 12:40 PM
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Quote:
Originally Posted by Reverend Rick View Post
Getting out of a bad situation takes hard work and planning for the future. Anyone want to argue with that? If you don't pay yourself first and save, you are doomed.
I don't think anyone disagrees with that, Rick. What people are arguing is that your proposed suggestion is as flawless and fail-proof as you're making it out to be.
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  #84  
Old 03-18-2008, 12:41 PM
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Quote:
Originally Posted by Reverend Rick View Post
Getting out of a bad situation takes hard work and planning for the future.
Yes. But even the hardest workers and best planners may not be able to get out of a bad situation.

Quote:
Originally Posted by Reverend Rick View Post
Anyone want to argue with that?
I'm not arguing with you're statement, but I'm arguing that your statement is not an absolute.

Quote:
Originally Posted by Reverend Rick View Post
If you don't pay yourself first and save, you are doomed.
Problem: Even the best planners and hardest workers may not have anything left over to save.
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  #85  
Old 03-18-2008, 12:41 PM
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If you spent it all, you still wouldn't be rich...
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  #86  
Old 03-18-2008, 12:43 PM
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Quote:
Originally Posted by Mister_T View Post
Since you're in the mood of playing semantics, living in North America could be considered a "luxory." Following your logic, no one in North America can complain about living conditions because they can legally move to a cheaper place like India, where they can live off there investments and live the good life by supporting themselves with a job that is crappy by North American standards (like customer service). Stop whining North Americans: You can easily move to India and live a better life.
No... here's an example of what I'm getting at: living within the limits of the City of Toronto is crazy expensive. I choose not to; I live out in the suburbs, and spend less on housing than people in the city because of it.

However, I could end up even further ahead if I got a job in Thunder Bay, Ontario. My income might be a bit less, but I could buy a home there for a fraction of what it costs here; at the end of the day, I'd have more disposable income and lower cost-of-living. I don't, because I like Toronto and I like being near my family and friends... but I recognize that I don't need to live here.

If a person's living in L.A. or New York, but they'd have the ability to move to Bismarck, ND or Tulsa, OK, get a job there and live at much lower cost, then they are spending money on a luxury item that, strictly speaking, they don't need to: the place where they live.

I know this doesn't apply to everyone. I know there are a number of professions that only exist in certain places: a specialized oilfield worker is going to have very limited options when housing prices in Fort McMurray, Alberta get as high as they have been. Other people and professions are more flexible, though, and for them, choosing to live in an expensive area is a choice, not a requirement.

I happen to live in a country that allows people to move freely. I could come up with enough money for a moving van and either a mortgage deposit or first and last month's rent at a new place to live. My profession is portable enough that I'm free to work pretty much where I please (within Ontario, anyway - I'd have to go through some minor licensing hassles if I wanted to work in another province). I live in one of the more expensive areas of the country because I choose to, not because I need to.
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  #87  
Old 03-18-2008, 12:46 PM
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I encourage people to find and watch "30 Days: Minimum Wage"

30 Days: Minimum Wage - TV.com

Here's another description:

Minimum Wage: Working Poor for 30 Days
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  #88  
Old 03-18-2008, 12:48 PM
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Totally off-topic but this indexing... When I view the thread, the title carries an indexed word and ends up looking this way:

If you make over 75,000 a year, are you rich? (hell)

From what I can tell, the only mentions of hell so far are here...

Quote:
Originally Posted by Fluffy View Post
Seeing as 2.7 billion people live on less than $730 (adjusted for PPP) a year, earning $75,000 a year makes you a hell of a lot richer than a hell of a lot of people.
Oh and part of nutshell's name...

That's hellishly funny to me for some reason. Never mind and carry on.
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  #89  
Old 03-18-2008, 01:15 PM
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