If you make over 75,000 a year, are you rich? (hell)

[uss_bigd]

why ask?

[mball1297]

Originally Posted by Reverend Rick

You want the truth nutshell? You abandon ship. You have a yard sale and spend the money on a bus ticket.

Seriously, people have to force themselves to save. You put a small amount away and don't touch it for any reason. It comes off the top or it will never happen. If you don't have enough at the end of the month, you bit off more than you can chew.

I bet you a dollar there is cable in the home right? How about a cell phone? Internet? Oh you have a computer and cannot pay your bills?

What are the real necessities? Food, water and shelter. Then clothes and shoes and toilet supplies. Dvds and TV is not a necessity.

What if you absolutely have to touch it?

Being rich isn't equal to having luxuries. The middle class has luxuries, but only enough to make them "normal" in our society. Being rich requires more than just a "nice" house and a computer.

[Starfish]

Originally Posted by Reverend Rick

You want the truth nutshell? You abandon ship. You have a yard sale and spend the money on a bus ticket.

Seriously, people have to force themselves to save. You put a small amount away and don't touch it for any reason. It comes off the top or it will never happen. If you don't have enough at the end of the month, you bit off more than you can chew.

I bet you a dollar there is cable in the home right? How about a cell phone? Internet? Oh you have a computer and cannot pay your bills?

What are the real necessities? Food, water and shelter. Then clothes and shoes and toilet supplies. Dvds and TV is not a necessity.

Wise advice. People existed a long time without what we consider necessary today.
There are probably some people who live in the humblest circumstances, and have nothing left to save. But the vast majority of us could cut some of our expenses if we were motivated enough.

Our church helps support the poor, often with month-to-month expenses. It's handled through our local clergy. One of our clergymen wouldn't give them anything until they cancelled their cable, internet, and sold many of their things including the 2nd car. Tough love.

[nutshell]

Originally Posted by Reverend Rick

You want the truth nutshell? You abandon ship. You have a yard sale and spend the money on a bus ticket.

Many of these people don't even have a yard or anything to sell even if they did. Thus, they can't even afford a bus ticket, and even if they did, how will they pay for a new place? If they're moving then they must not have a job or gave up a job.

Originally Posted by Reverend Rick

Seriously, people have to force themselves to save. You put a small amount away and don't touch it for any reason. It comes off the top or it will never happen. If you don't have enough at the end of the month, you bit off more than you can chew.

I'm sorry, Rick. You are wrong. You don't get it. There are people who don't bite off more than they can chew and can't make ends meet because the system is stacked against them.

Originally Posted by Reverend Rick

I bet you a dollar there is cable in the home right? How about a cell phone? Internet? Oh you have a computer and cannot pay your bills?

Rick, we're not talking about me. We're talking about the working poor who DON'T have the things you mention above and still can't make ends meet.

Originally Posted by Reverend Rick

What are the real necessities? Food, water and shelter. Then clothes and shoes and toilet supplies. Dvds and TV is not a necessity.

You have been betrayed by the myth of the welfare queen. For the last time, there are people who don't have the luxuries you mention and still can't make ends meet. The working poor, hungry children, the homeless...these are real domestic problems in our country and many are ignorant of this reality (either by choice or they really don't know yet). I can only hope you're the latter.

[nutshell]

Originally Posted by Starfish

Wise advice. People existed a long time without what we consider necessary today.
There are probably some people who live in the humblest circumstances, and have nothing left to save. But the vast majority of us could cut some of our expenses if we were motivated enough.

Our church helps support the poor, often with month-to-month expenses. It's handled through our local clergy. One of our clergymen wouldn't give them anything until they cancelled their cable, internet, and sold many of their things including the 2nd car. Tough love.

You too ignore the fact of the working poor - those who don't have these luxuries and still can't make ends meet.

[GeneCosta]

Originally Posted by Starfish

Wise advice. People existed a long time without what we consider necessary today.

Needs change with the environment. Whereas seventy years ago most Americans could have lived comfortably without a car or multi-room apartment, today it would be near impossible for me to get to work without reliable (personal) transportation, and there aren't any single-room apartments.

Most people who are up to the eyeballs in debt are middle-class families, not the poor. Middle class living on the edge? - MSN Money

Furthemore, most of this debt is going towards home and school payments, not credit cards. Drowning in Debt

[DallasApple]

Originally Posted by GeneCosta

Needs change with the environment. Whereas seventy years ago most Americans could have lived comfortably without a car or multi-room apartment, today it would be near impossible for me to get to work without reliable (personal) transportation, and there aren't any single-room apartments.

Most people who are up to the eyeballs in debt are middle-class families, not the poor. Middle class living on the edge? - MSN Money

Not to change the subject..But check with Craigs list...The'yre more options on there ...... ..You might even consider renting a room..

I know how expensive apartments are around here..In Plano(where Im from) you cant find anything for under 7OO.OO thats decent.

If you go just a little south and look hard enough you start finding the same quality and size in the $500's ...

Blessings

Dallas

[GeneCosta]

If you go just a little south and look hard enough you start finding the same quality and size in the $500's ...

$7,000 annual rent wipes out a huge chunk of most incomes. You also have to check up on additional costs: heating? phone line? television? With the cost of gasoline spiraling upwards, food and transportation will only deliver a stronger pinch on America's poor (and middle class). I don't even buy most of my food and I've spent about $1,000 on myself through groceries and fast food alone.

In this area making it on anything less than $15/hr would be tough. Average rent is about $800 for one person.

We live in the largest economy in the history of the world, and yet 35% (soon to be 40%) of adults past the age of 21 don't have a home, and most of the people who do are essentially paying rent to the banks. I don't know about others but I would like to grow up in a country where, if you're a working adult, your only concerns are non-essential commodity items and services.

Apartments, unless following ownership patterns found in cities like New York City, only serve to hinder social mobility. You're throwing money down a non-investment. For young adults fresh out of (or in) college there are few alternatives.